Rates
All our rates. Always high interest.
Looking for top-tier rates that take your money further? Earn high interest with any of our products—on any balance.
Our rates Effective September 6, 2024.
| Personal Account Learn more about our Personal Account | Learn more about our Personal Account | |
|---|---|---|
| Joint Account Learn more about our Joint Account | Learn more about our Joint Account |
| 10 Day Notice Savings Account Learn more about our Notice Savings Account | 4.00%* | Learn more about our Notice Savings Account |
|---|---|---|
| 30 Day Notice Savings Account Learn more about our Notice Savings Account | 4.25%* | Learn more about our Notice Savings Account |
| TFSA Savings Account Learn more about our TFSA Savings Account | 2.75%* | Learn more about our TFSA Savings Account |
| FHSA Savings Account Learn more about our FHSA Savings Account | 2.75%* | Learn more about our FHSA Savings Account |
| RSP Savings Account Learn more about our RSP Savings Account | 2.75%* | Learn more about our RSP Savings Account |
| US Dollar Account Learn more about our US Dollar Account | 2.75%* | Learn more about our US Dollar Account |
Investments
| Non-registered 1 Year Learn more about our about our GICs | 4.30%1 | Learn more about our about our GICs |
|---|---|---|
| Registered 9 months Learn more about our about our GICs | 4.15%1 | Learn more about our about our GICs |
Most popular GIC terms (1 to 5 years)
Non-registered
Registered GICs
TFSA
RSP
FHSA
| Term | Rate* | Start investing |
|---|---|---|
| 1 Year | 4.30% | Get Rate |
| 15 Month | 4.20% | Get Rate |
| 2 Year | 4.10% | Get Rate |
| 27 Month | 4.05% | Get Rate |
| 3 Year | 3.95% | Get Rate |
| 4 Year | 3.85% | Get Rate |
| 5 Year | 3.85% | Get Rate |
| Term | Rate* | Start investing |
|---|---|---|
| 1 Year | 4.30% | Get Rate |
| 15 Month | 4.20% | Get Rate |
| 2 Year | 4.10% | Get Rate |
| 27 Month | 4.05% | Get Rate |
| 3 Year | 3.95% | Get Rate |
| 4 Year | 3.85% | Get Rate |
| 5 Year | 3.85% | Get Rate |
| Term | Rate* | Start investing |
|---|---|---|
| 1 Year | 4.30% | Get Rate |
| 15 Month | 4.20% | Get Rate |
| 2 Year | 4.10% | Get Rate |
| 27 Month | 4.05% | Get Rate |
| 3 Year | 3.95% | Get Rate |
| 4 Year | 3.85% | Get Rate |
| 5 Year | 3.85% | Get Rate |
| Term | Rate* | Start investing |
|---|---|---|
| 1 Year | 4.30% | Get Rate |
| 15 Month | 4.20% | Get Rate |
| 2 Year | 4.10% | Get Rate |
| 27 Month | 4.05% | Get Rate |
| 3 Year | 3.95% | Get Rate |
| 4 Year | 3.85% | Get Rate |
| 5 Year | 3.85% | Get Rate |
Short term GICs (less than 1 year)
Non-registered
Registered GICs
TFSA
RSP
FHSA
| Term | Rate* | Start investing |
|---|---|---|
| 3 month | 3.75% | Get Rate |
| 6 month | 4.10% | Get Rate |
| 9 month | 4.15% | Get Rate |
| Term | Rate* | Start investing |
|---|---|---|
| 3 month | 3.75% | Get Rate |
| 6 month | 4.10% | Get Rate |
| 9 month | 4.15% | Get Rate |
| Term | Rate* | Start investing |
|---|---|---|
| 3 month | 3.75% | Get Rate |
| 6 month | 4.10% | Get Rate |
| 9 month | 4.15% | Get Rate |
| Term | Rate* | Start investing |
|---|---|---|
| 3 month | 3.75% | Get Rate |
| 6 month | 4.10% | Get Rate |
| 9 month | 4.15% | Get Rate |
Long term GICs (1 year or more)
Non-registered GICs
Registered GICs
TFSA
RSP
FHSA
| Term | Rate* | Start investing |
|---|---|---|
| 1 Year | 4.30% | Get Rate |
| 15 Month | 4.20% | Get Rate |
| 2 Year | 4.10% | Get Rate |
| 27 Month | 4.05% | Get Rate |
| 3 Year | 3.95% | Get Rate |
| 4 Year | 3.85% | Get Rate |
| 5 Year | 3.85% | Get Rate |
| 6 Year | 3.30% | Get Rate |
| 7 Year | 3.30% | Get Rate |
| 10 Year | 3.30% | Get Rate |
| Term | Rate* | Start investing |
|---|---|---|
| 1 Year | 4.30% | Get Rate |
| 15 Month | 4.20% | Get Rate |
| 2 Year | 4.10% | Get Rate |
| 27 Month | 4.05% | Get Rate |
| 3 Year | 3.95% | Get Rate |
| 4 Year | 3.85% | Get Rate |
| 5 Year | 3.85% | Get Rate |
| 6 Year | 3.30% | Get Rate |
| 7 Year | 3.30% | Get Rate |
| 10 Year | 3.30% | Get Rate |
| Term | Rate* | Start investing |
|---|---|---|
| 1 Year | 4.30% | Get Rate |
| 15 Month | 4.20% | Get Rate |
| 2 Year | 4.10% | Get Rate |
| 27 Month | 4.05% | Get Rate |
| 3 Year | 3.95% | Get Rate |
| 4 Year | 3.85% | Get Rate |
| 5 Year | 3.85% | Get Rate |
| 6 Year | 3.30% | Get Rate |
| 7 Year | 3.30% | Get Rate |
| 10 Year | 3.30% | Get Rate |
| Term | Rate* | Start investing |
|---|---|---|
| 1 Year | 4.30% | Get Rate |
| 15 Month | 4.20% | Get Rate |
| 2 Year | 4.10% | Get Rate |
| 27 Month | 4.05% | Get Rate |
| 3 Year | 3.95% | Get Rate |
| 4 Year | 3.85% | Get Rate |
| 5 Year | 3.85% | Get Rate |
| 6 Year | 3.30% | Get Rate |
| 7 Year | 3.30% | Get Rate |
| 10 Year | 3.30% | Get Rate |
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