Joint Account Make bank on your joint savings too.

Earn 3.75% interest* on everyday banking with up to 3 other people—without paying monthly fees.

Join now

High interest and the flexibility of chequing (for up to 3 people).

Our joint account gives you the high interest and everyday banking benefits of the Personal Account, without ever taking monthly fees—and you can sign up online in minutes.

Remember: along with these great benefits, you’ll also get all the perks of the Personal Account. Not too shabby.

Who can get a joint account?

You can open a Joint Account if you:

  • Are a Canadian resident
  • Meet your province’s age of majority
  • Have a Social Insurance Number

Not a customer?

Not a problem. You’ll need to become an EQ Bank customer first—learn more about it here.

Or open your account in just a few clicks by applying online.

Join now

Already a customer?

If you’re already an EQ Bank customer, you can open a joint account from your desktop or mobile app in a few easy steps!

Sign in

JointAcc_Qualification

Is our Joint Account right for you?

It’s right for you if:

  • You’re looking for an account you can use with up to 3 other people.
  • You’re comfortable with your account co-holders being able to deposit and withdraw funds without permission from other account holders.
  • You’re looking for an account that doesn’t have a minimum balance requirement.
  • You’re looking for an account with no everyday banking fees.
  • You’re looking for an account with unlimited transactions each month for maximum benefit.
  • You’re looking to make everyday banking transactions, such as payroll deposits, Interac e-Transfers®, and bill payments.
  • You’re looking to earn interest.
  • You’re looking for an account that’s eligible for CDIC protection.
  • You're looking for a completely digital banking experience.

It’s not right for you if:

  • You’re looking for an account for just yourself.
  • You need to deposit cash.
  • You’re looking for an account that offers cheques.

Common questions answered

Visit our FAQ for more details about our joint account.

Ready for everyday banking that earns more (with up to 3 other people)?

Open a joint account in minutes to start sharing—and earning—more, plus free transactions anywhere in Canada and no monthly fees—all from a single account.

Join now Sign in

Couple hugging and happy about banking together as they smile at phone screen
Back to top