High interest and the flexibility of chequing (for up to 3 people).
Our joint account gives you the high interest and everyday banking benefits of the Personal Account, without ever taking monthly fees—and you can sign up online in minutes.
Smart features
Remember: along with these great benefits, you’ll also get all the perks of the Personal Account. Not too shabby.
Who can get a joint account?
You can open a Joint Account if you:
- Are a Canadian resident
- Meet your province’s age of majority
- Have a Social Insurance Number
Not a customer?
Not a problem. You’ll need to become an EQ Bank customer first—learn more about it here.
Or open your account in just a few clicks by applying online.
Already a customer?
If you’re already an EQ Bank customer, you can open a joint account from your desktop or mobile app in a few easy steps!
Is our Joint Account right for you?
It’s right for you if:
- You’re looking for an account you can use with up to 3 other people.
- You’re comfortable with your account co-holders being able to deposit and withdraw funds without permission from other account holders.
- You’re looking for an account that doesn’t have a minimum balance requirement.
- You’re looking for an account with no everyday banking fees.
- You’re looking for an account with unlimited transactions each month for maximum benefit.
- You’re looking to make everyday banking transactions, such as payroll deposits, Interac e-Transfers®, and bill payments.
- You’re looking to earn interest.
- You’re looking for an account that’s eligible for CDIC protection.
- You're looking for a completely digital banking experience.
It’s not right for you if:
- You’re looking for an account for just yourself.
- You need to deposit cash.
- You’re looking for an account that offers cheques.