Mortgage Marketplace

Get some of the best rates in the market with a smart online process.

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Shouldn’t home ownership give you all the value without the headache?

We certainly think so, and that’s why our Mortgage Marketplace gives EQ Bank customers access to some of the best rates in the market. It’s the smarter way to get a mortgage.

Why make an online marketplace for mortgages?

Our Mortgage Marketplace is another step in finding ways to serve you better as a digital bank. We’re committed to removing the nonsense of traditional banking, so we can give our customers access to the best digital environment possible. Because shouldn’t smart people have access to the smartest tools?

The result is an easy-to-use platform and innovative algorithm that analyzes the mortgage landscape in seconds, to offer you a customized recommendation that fits. All it takes is just one application and a single credit check.

It’s revolutionary, really.

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How Mortgage Marketplace works 

As an EQ Bank customer, it’s easy to use our online process with personalized service which takes the nonsense out of trying to find a mortgage. Here’s how:

  • Apply online: sign in and apply online by answering a few questions to help us understand what you need in a mortgage

  • Review options: an algorithm will scan the market and recommend the best products based on what you're looking for

  • Speak to a broker: a broker will help answer all of your questions and review your application to make sure you apply for the right product

  • Mortgage approval: a broker will get you a pre-approval, or submit a mortgage application to the lender to get your mortgage approved

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Common questions answered

Visit our FAQ for more details about Mortgage Marketplace.

Do I have to be an EQ Bank customer to get a mortgage?

Yes, the Mortgage Marketplace and access to exclusive rates on an Equitable Bank mortgage are available to all of our EQ Bank customers. So if you're interested in exclusive rates, you can join EQ Bank by signing up online in minutes. Sign up now

Do I have to pay for this service?

Nope, it’s completely free!

What's in it for EQ Bank to offer the Mortgage Marketplace?

Full transparency: EQ Bank is a trademark of Equitable Bank. Equitable Bank offers mortgage products, and we feel that an Equitable Bank mortgage could be the right fit for you.

In fact, we’re so confident that we’re directing you to an unbiased third party brokerage to stack up our mortgage against the competition.

We save costs by being branchless, but we can transfer those cost savings to you through reduced rates on our mortgage.

That said, if our mortgage isn’t right for you, no sweat. We still believe your road to home ownership should be simple, fast, and low cost.

I already have a mortgage with Equitable Bank. Do I renew my mortgage here?

As an existing mortgage customer with Equitable Bank, we can help you directly with your mortgage renewal. Please contact us directly at 1-888-334-3313 or email renewals@eqbank.ca.

Is Mortgage Marketplace available in Quebec?

Yes, Mortgage Marketplace is available to Quebec customers.

Not an EQ Bank customer yet? 

It only takes a few minutes to sign up online to become an EQ Bank customer, and in case you need a refresher, here’s a summary of our great benefits:

  • Earn more with high interest and no monthly fees

  • Skip the nonsense like bank account minimum balances

  • Get safety and security from a bank you can trust

Ready to sign up online in minutes?

Join now Learn more

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