Business GICs

Get guaranteed returns—like 4.00%* on a 1-year GIC.

Grow your business with low-risk GICs at some of the best rates in the market.

Invest now

High returns for your business without all the usual risk

  • Guaranteed returns

    Lock in high returns (and peace of mind) with some of the best rates in the market.

  • Option to fit your business

    Enjoy the flexibility of short- or longer-term GIC options—and start investing with as little as $100.

  • Purchase online in seconds

    As long as you have available funds in your Business Account, you can buy a GIC in a few clicks.

  • Safe investments

    All deposits in EQ Bank products are eligible for Canada Deposit Insurance Corporation (CDIC) protection.

Woman holding tablet and wearing Bluetooth earbuds

Try our Business GIC calculator

Find out how much your investment will grow with our different options.

Interest calculations are estimates.

How much do you want to invest?
GIC term
How do you want your interest paid out?
Simple interest is calculated on a per annum basis
GIC calculator
Our rate
GIC term 
Estimated earned interest
Estimated value at maturity
Buy GIC
Our rate
3.55%
GIC term 
Estimated earned interest
0
Buy GIC
Our rate
3.65%
GIC term 
Estimated earned interest
1
Buy GIC
Our rate
3.65%
GIC term 
Estimated earned interest
2
Buy GIC
Our rate
4.00%
GIC term 
Estimated earned interest
3
Buy GIC
Our rate
3.90%
GIC term 
Estimated earned interest
4
Buy GIC
Our rate
3.85%
GIC term 
Estimated earned interest
5
Buy GIC
Our rate
3.80%
GIC term 
Estimated earned interest
6
Buy GIC
Our rate
3.80%
GIC term 
Estimated earned interest
7
Buy GIC
Our rate
3.75%
GIC term 
Estimated earned interest
8
Buy GIC
Our rate
3.85%
GIC term 
Estimated earned interest
9
Buy GIC
Our rate
3.10%
GIC term 
Estimated earned interest
10
Buy GIC
Our rate
3.10%
GIC term 
Estimated earned interest
11
Buy GIC
Our rate
3.10%
GIC term 
Estimated earned interest
12
Buy GIC
Our rate
GIC term 
Estimated earned interest

Browse rates and terms to find the right GIC

Have questions? Get answers to common questions about GICs.

Business GICs

Short term Business GICs (less than 1 year)
Term Rate* Start investing
3 month 3.55% Get rate
6 month 3.65% Get rate
9 month 3.65% Get rate

Business GICs

Long term Business GICs (1 year or longer)
Term Rate* Start investing
1 Year 4.00% Get rate
15 Month 3.90% Get rate
2 Year 3.85% Get rate
27 Month 3.80% Get rate
3 Year 3.80% Get rate
4 Year 3.75% Get rate
5 Year 3.85% Get rate
6 Year 3.10% Get rate
7 Year 3.10% Get rate
10 Year 3.10% Get rate

Common questions answered

Visit our FAQ for more details about our GICs.

Back to top