All perks, zero fees
No everyday fees
Zero monthly fees, plus free and unlimited Interac e-Transfers®, bill payments, and EFTs1.
Start earning 4.00% interest* in 3 simple steps
Unlimited transactions1 with no fees on everyday banking
- Free and unlimited Interac e-Transfers®, bill payments, and Electronic Funds Transfers1
- No minimum balance requirements or monthly fees
- Earn high interest on your day-to-day banking
![Phone set atop EQ Bank Lozenge graphic, with EQ Bank app mobile user interface displayed on screen](/images/default-source/hero/eq_personalaccount_img_phoneandlozenge_450x450_en_v1.png?sfvrsn=8cd4b8d0_8)
Free withdrawals from any ATM in Canada
With the EQ Bank Card4, get:
- Free withdrawals from any ATM in Canada (we’ll reimburse any fees)
- Cash back on every purchase2
- No FX fees3, monthly fees, or other hidden fees
Learn more about the EQ Bank Card.
![An EQ Bank card inside the EQ Bank lozenge graphic](/images/default-source/hero/eq_personalaccount_img_card_450x450_en_v1.png?sfvrsn=8fd4b8d0_6)
Looking for more Personal Account info?
And there’s even more everyday banking to love
![](/images/default-source/hero/eq_personalaccount_img_bankingtolove_450x450_en_v1.png?sfvrsn=8ed4b8d0_3)
We can also handle your financial to-do list
Is the Personal Account right for you?
It’s right for you if:
- You’re looking for an account with no everyday banking fees and an unlimited number of transactions each month.
- You’re looking to make everyday banking transactions, such as direct deposits, pre-authorized debits, Interac e-Transfers®, and bill payments.
- You’re looking to earn high interest on your day-to-day banking.
- You need instant access to your funds.
- You’re looking for an account that’s eligible for CDIC protection.
- You're looking for a completely digital banking experience.
It’s not right for you if:
- You’re looking for an account that offers cheques.
- You’re looking for an account that offers bank drafts and in-branch support.
- You need to deposit cash.
Get better everyday banking in minutes!
Ready for high interest with the flexibility of chequing? Open a Personal Account now.
Get started by opening a Personal AccountAlready a customer? Sign in
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